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death, and for damage to property, including loss of use, which may arise out of operations by the Contractor or by any subcontractor of the Contractor, or by anyone employed by any of them, or by anyone for whose acts any of them may be liable. Such insurance shall include, but not be limited to, minimum coverages and limits of liability specified in this Provision 18 or required by law. Except as otherwise stated below, the policies shall name the City as an additional insured for the Work provided under this Agreement and shall provide that the Contractor's coverage shall be primary and noncontributory in the event of a loss. A. The Contractor shall procure and maintain the following minimum insurance coverages and limits of liability with respect to the Work: Worker's Compensation: Statutory Limits Employer's Liability $500,000 each accident Commercial General Liability: $1,500,000 per occurrence $2,000,000 general aggregate $2,000,000 Products — Completed Operations Aggregate $100,000 fire legal liability each occurrence $5,000 medical expense Comprehensive Automobile Liability: $1,000,000 combined single limit (shall include coverage for all owned, hired and non -owed vehicles. B. The Commercial General Liability policy(ies) shall be equivalent in coverage to ISO form CG 0001, and shall include the following: a. Personal injury with Employment Exclusion (if any) deleted; b. Broad Form Contractual Liability coverage; and c. Broad Form Property Damage coverage, including Completed Operations. C. Contractor shall maintain in effect all insurance coverages required under this Provision 18 at Contractor's sole expense and with insurance companies licensed to do business in the state in Minnesota and having a current A.M. Best rating of no less than A-, unless otherwise agreed to by the City in writing. In addition to the requirements stated above, the following applies to the insurance policies required under this Provision: a. All policies shall be written on an "occurrence" form ("claims made" and "modified occurrence" forms are not acceptable);