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� <br />✓ F <br />�:/ <br />� <br />� <br />GENCR�.L : <br />� <br />l� <br />� <br />QUALIFICATIONS aF RAY M. ANTRXM, M.A.I.� S+ R.A� <br />Over thir�cen years experience in real estate appraising and <br />mort���se lending in St. Paul and throughout the Un�ted Stetes. <br />Resicie�it of St. Paul, Minnesota, since 1942 �xcept while � <br />servin� three years in the Army �ir Corps during World War II. <br />Gr�duate of Hamline UniversiCy, S�. Paul, with credita f�om <br />tt�e Univ�rsity of Wisconsin and Harvard Universit�� <br />Bachelor of Arts degree conferred in 1947. <br />As�istant Treasurer and Assistant S�ereCary of 7�he MinneBot$ <br />Mutual Life Insurance Companye <br />., <br />MEr1B��s��xp:., : <br />American Tnstitute of Real Estate Appraiser� (pi.�.Ie�� <br />Society of Rea1 Estate Apprais�rs (SoR,Aa�o <br />�tort��ge Bankers Association af�Ameriea. <br />St. Paul Board of Realtorso <br />OFFICES HELD: <br />Presid�nt of the St. Paul Chapter of the Society of Real <br />Estate Apprais�rs. . <br />Board of Directors of the St. Pau1 Chapte� of �he Saciety <br />of Real Estac:e A rais <br />u <br />pp ers. <br />Board of Directors of the Minnesota Mortgage Bankers Associa�ion. <br />APPRA.TSAL EDUCATION: <br />"Principles and Techniques of Residential Appraising", St. Tho�na� <br />College, s}�onsored by the Society of Real Estate Appraisers. <br />Appraising Apartments", Augsburg College, spansored by Che <br />Society of Real Estate Appraisers. <br />"School of Mortgage Banking", Northwestern Uni�ersity, sp�nsored <br />by the Mortgage Bankers Association of Americae <br />� <br />Real Estate Appraisal I1°, Tndiana University9 sponsored by the <br />�American Institute of Real Estate Appraisers. <br />Rea�. Estate Appraisal II", Indiana Unive�sity, sponsor�d by the <br />American Institute of Real Estate Appraisers. <br />Income Property Seminars I and IT, Michigan State Utt�iver8ity, <br />sponsored by the Mortgage �ankers AssociaCion of A��rica. <br />APPRAISAL INSTRUCTION: <br />Instructor for "Appraising Apa�tments", sportsored by t�e Soeie�� <br />of Real Estate Appraisers. <br />Lecturer, 29th Anr�ual Tax Assessors School, spomsored by �he <br />University of Minnes�ta. <br />LecturerD i�ianagement Seminar, Minc�e�ata Ap�rtment As�ociatio�, <br />