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or use of all autos which may arise from operations under the contract. Insurance <br />minimum limits are as follows: <br /> $1,000,000 – per occurrence Combined Single Limit for Bodily Injury and <br />Property Damage <br /> The following coverages shall be included: Owned, Hired, and Non-owned <br />Automobiles. <br />e. Additional Insurance conditions: <br /> The Contractor’s policies shall be primary insurance and non-contributory <br />to any other valid and collectible insurance available to the City with <br />respect to any claim arising out of the Contractor’s performance under the <br />contract. <br /> An Umbrella or Excess Liability insurance policy may be used to <br />supplement the Contractor’s policy limits to satisfy the full policy limits <br />required by the contract. <br /> All insurance shall be provided on an occurrence basis and not on a <br />claims-made basis, except professional liability insurance or other <br />coverage not reasonably available on an occurrence basis; provided that <br />all such claims-made coverage is subject to the approval of the City <br />Attorney. <br /> Any insurance limits in excess of the minimum limits shall be available <br />to the City. <br /> All policies, except professional liability, shall be endorsed with a waiver <br />of subrogation in favor of the City, including its elected and appointed <br />officials, employees, and agents for losses arising from activities under <br />the contract. <br /> Deductibles and self-insured retentions must be declared to and approved <br />by the City. The City may require the Contractor to provide proof of <br />ability to pay losses and related expenses within the deductible and <br />retention. <br /> The Contractor is required to submit a Certificates of Insurance acceptable <br />to the City as evidence of the required insurance coverage requirements. <br /> The Contractor’s policies and Certificate of Insurance shall contain a <br />provision that coverage afforded under the policies shall not be cancelled <br />without at least thirty (30) days’ advanced written notice to the City, or <br />ten (10) days’ written notice for non-payment of premium. <br /> The Contractor is responsible to review and ensure all subcontractors <br />comply with the insurance provisions contained herein and said insurance <br />is maintained as specified. <br /> If the City authorizes the Contractor to be self-insured, a Certificate of <br />Self-Insurance must be attached. <br /> The Contractor shall obtain insurance policies from insurance companies <br />having an “AM BEST” rating of A- (minus); Financial Size Category <br />(FSC) VII or better, and authorized to do business in the State of <br />Minnesota, or as approved by the City. <br />5 <br />RS160\\1\\938922.v1-3/9/24 <br />Qbhf!213!pg!257 <br /> <br />