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Jeanne <br />From: Keith Bagge <br />Sent: Monday, September 22, 2008 2:44 PM <br />To: Jeanne Kelsey <br />Subject: Establishing a Housing Improvement Area for Westwood Village 1. <br />Dear Ms Kelsey, <br />I am writing to you to express my fervent desire that the Roseville-City Council <br />establishes and Housing Improvement Area for Westwood Village 1. I had been planning on <br />attending the council meeting tonight, but I have just found out that I will have to work <br />late and will not be able to attend. Many, if not most of the people residing in Westwood <br />Village 1 will need the long-term financing that this will make available. Many of the <br />residents are retired and on fixed incomes. Even though I am only 43 years old and <br />working full-time, I would find it an incredible hardship to try to pay off a normal loan <br />from a bank. Indeed, I would probably end up having to sell the home that I have lived in <br />for ten years. With the housing market in the condition it is in, that would be terrible. <br />Please do your best to convey to the City Council the extreme need there is for this <br />action. If you have any questions, comments or concerns, please do not hesitate to <br />contact me. <br />Thanking you sincerely, <br />Keith Bagge <br />Zelle, Hofmann, Voelbel, Mason & Gette LLP <br />500 Washington Avenue South, Suite 4000 <br />Suite 4000 <br />Minneapolis, MN 55415 <br />FAX <br />www.zelle.com<http://www.digitechbranding.com/zelle/usercard.php?filename=zelle-kbagge- <br />zelle-com-1219696535.png> <br />