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'_' Susan Elkins <br />2686 Mackubin St <br />Roseville, MN 55113 <br />February 23, 2009 <br />Dear Neighbor, <br />As many of you are aware; I have been personally attacked by Maureen Dalnes for my <br />role in helping our Homeowners Association resolve the issue of the improvements to our <br />homes. <br />1 would like to set the record straight with you. <br />I am a HRA Commissioner in the City of Roseville. As a Commissioner, one of our <br />goals is to sustain the housing within Roseville. At the time that the Westwood <br />Village I problem came to light with the HRA, the Housing Program Director, Cathy <br />Beruzett made us aware of a state program, the Housing Improvement Area (HIA) that <br />could possibly help with our lack of funds to complete our project. The program is a <br />vehicle to help' anyone who needs the financial help, not a mandatory situation. This <br />HIA has helped in many other communities with the same issues we were <br />encountering. This information was passed on to the' Board of Directors at Westwood <br />Village I. <br />I want you all to know that the public record will show that I abst_ ained in all voting <br />on this proposal at any and all HRA Board Meetings. The HRA's rolerole was to <br />recommend this proposal to the City Council. <br />• I do live in Westwood Village at 2686 Mackubin, however, it is my significant other <br />Dan Stone that owns the property. I have no ownership in this unit, consequently, 1 <br />have no vote on any decision with the Association. <br />I am employed by Bremer Financial Corporation as the Community Development <br />Mgr for the Mortgage Division. This is a separate entity from Bremer Bank. The <br />Westwood Village I does their banking at Bremer Banl<, and have done so for many <br />years. It only makes sense that the Board of Directors would approach their bank for <br />financing of this project. Since there were no assets with the Association, Bremer <br />Bank had no choice but to turn the request down (as well as Wells Fargo). I did, in <br />fact, provide the Association the name of Bremer Bank's Non-Profit area to facilitate <br />a meeting as a partner in setting up the HIA for Westwood Village. 1 am in no way <br />being compensated for this referral. <br />i~ <br />