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This Note may not be amended without the express written consent of MHFA or any <br />successor holder of the MHFA mortgage on the Project if there is a mortgage held by the <br />MHFA or the successor holder of the MHFA mortgage on the Proj ect. <br />This Note shall be governed by and construed in accordance with the laws of the State of <br />Minnesota. <br />IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts and things <br />required to exist, to happen and to be performed precedent to or in the issuance of this Note <br />do exist, have happened and have been performed in regular and due form as required by <br />law. <br />[Signature Page FollowsJ <br />fb.us.4624958.03 3 <br />