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� <br />Ciiy of Roseville, Minnesota <br />� <br />redevelop Twin Lakes, although one might argue that such a position would <br />� eventually translate into a financial impact. Similarly, reward cannot only be <br />defined within a financial conte�, specifically as it relates to citizens' "quality <br />of lifen. "Retum on investment", discussed earlier in this report, might consist <br />� of landscaping amenities and public trails to one individual, or affordable <br />housing to another. Thus, identifying and measunng risk and reward is a <br />subjective exercise, dependent upon any number of variables including one's <br />� own life experiences. <br />� <br />� <br />fl <br />u <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� SPRINGSTED Page 25 <br />