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DRAFT <br />Please include a copy of the following documents with this application: <br />Copy of applicant’s most recent property tax statement <br />Copy of applicant’s most recent federal income tax statement or equivalent <br />Description of proposed work items <br />Copies of any other pertinent documentation <br />Applicants must meet the following program underwriting criteria as determined by the <br />City of Roseville. <br />1. No outstanding judgments or collections. <br />2. Real estate tax payments must be current. <br />3. No defaulted government loans. <br />4. Mortgage (or contract for deed) payments must be current. <br />5. Generally, no more than two 90-day lates on credit report. Any 90-day late requires a documented <br />explanation and acceptable reasons; medical, unemployment, divorce. <br />ñÔÊÉÎ×ðÎÏÉÕÑÄùØÛÉíÜÄÐØÏÉÊ <br />Creditor & Account # Current Balance Average Monthly <br />Mortgage: <br />Auto: <br />Credit Cards: <br />Other Loans & Obligations: <br />I certify that to the best of my knowledge and belief all the above information is correct. I <br />authorize the Housing Resource Center – Northeast to obtain and review my credit report. <br />Owner #1 Owner #2 <br />Signature: Signature: <br />SS# SS# <br />