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230 insurance shall include, but not be limited to, minimum coverages and limits of <br /> 231 liability specified in this Provision 18 or required by law. Except as otherwise stated <br /> 232 below, the policies shall name the City as an additional insured for the Work provided <br /> 233 under this Agreement and shall provide that the Contractor's coverage shall be <br /> 234 primary and noncontributory in the event of a loss. <br /> 235 <br /> 236 B. The Contractor shall procure and maintain the following minimum insurance <br /> 237 coverages and limits of liability with respect to the Work: <br /> 238 <br /> 239 Worker's Compensation: Statutory Limits <br /> 240 <br /> 241 Employer's Liability $500,000 each accident <br /> 242 <br /> 243 Commercial General Liability: $1,500,000 per occurrence <br /> 244 $2,000,000 general aggregate <br /> 245 $2,000,000 Products Completed Operations <br /> 246 Aggregate <br /> 247 $100,000 fire legal liability each occurrence <br /> 248 $5,000 medical expense <br /> 249 <br /> 250 Comprehensive Automobile <br /> 251 Liability: $1,000,000 combined single limit (shall include <br /> 252 coverage for all owned, hired and non -owed <br /> 253 vehicles. <br /> 254 <br /> 255 C. The Commercial General Liability policy(ies) shall be equivalent in coverage to ISO <br /> 256 form CG 0001, and shall include the following: <br /> 257 <br /> 258 a. Personal injury with Employment Exclusion (if any) deleted; <br /> 259 <br /> 260 b. Broad Form Contractual Liability coverage; and <br /> 261 <br /> 262 c. Broad Form Property Damage coverage, including Completed Operations. <br /> 263 <br /> 264 <br /> 265 D. Contractor shall maintain in effect all insurance coverages required under this <br /> 266 Provision 18 at Contractor's sole expense and with insurance companies licensed to <br /> 267 do business in the state in Minnesota and having a current A.M. Best rating of no less <br /> 268 than A unless otherwise agreed to by the City in writing. In addition to the <br /> 269 requirements stated above, the following applies to the insurance policies required <br /> 270 under this Provision: <br /> 271 <br /> 272 a. All policies shall be written on an "occurrence" form "claims made" and <br /> 273 "modified occurrence" forms are not acceptable); <br /> 274 <br /> 6 <br />