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<br />REQUEST FOR PROPOSAL RESPONSES - SECTION 1 <br /> <br />. <br /> <br /> <br />A, ,FINANCIAL CONCEPTS WORKPLACE SKRVICES <br /> <br />In tod'!Y's raPidly changing world of employee benefits, <br /> <br /> <br />your business needs a dedicated team of proftssionals <br /> <br /> <br />to intepret and represent your intensts. Financial <br /> <br /> <br />Concepts, Inc. provides expertise through consulting <br /> <br /> <br />and brokering services to help meet your specific <br /> <br /> <br />employee benefit and human nsources needs. <br /> <br />Group & Individual Insurance Products <br />Medical <br />Dental <br />Life <br />Disability <br />Voluntary Programs <br />Long Term Care <br />'Property and Casualty <br /> <br />Benefit Administration Services <br />COBRA Administration <br />Cafeteria/Section 125 Plans <br />Section 105 ~ HRA Plans <br />Health Savings Account (HSA) <br />Pre-tax Parking/Section 132 Plans <br />Pre-paid Legal Plans <br /> <br />Human Resources Consulting <br />HR Hotline <br />Educational Seminars <br />On Staff Legal Assistance <br />Oltline Benefits Administration <br />Recruitment & Retention Strategies <br /> <br />Executive Benefits <br />Deferred Compensation <br />Phantom Stock Plans <br />Benefit Carve Out Plans <br />Buy/Sell Agreements <br /> <br />Retirement Plan Services <br />Registered Investment Advisory Services <br />Retirement Plan Administration <br />ERISA 404(c) Compliance Assistance <br />Investment Policy Statements <br />Employee Stock Option Plans <br />Non Qualified Plans <br />Retirement Plan Design Consulting <br /> <br />. <br /> <br />Employee Benefit Communications <br />Group Benefit Education <br />Retiretnent Plan & Investment Education <br />Investment Allocation Modeling Program <br />On-site workshops/ seminars <br />Workstation kiosks <br />Surveys <br />Total Compensation & Benefit Statements <br />Health and Wellness Programs <br />Employee Assistance Programs (EAPs) <br />Online Benefit Summaries <br />New Hire Kits <br />Investment Allocation Modeling Program <br /> <br />. <br /> <br />2 <br />