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<br />CERTIFICATION <br /> <br />. <br /> <br />The undersigned does hereby certify that in this appraisal report: <br /> <br />.. <br /> <br />1, This appraisal assignment is not based on a requested minimum valuation or <br />specific valuation for approval of a loan. The estimate of market value identified <br />in this report was developed independent of any undue influence. <br />2. The compensation for completing this assignment is not contingent upon the <br />development or report of a predetermined value or direction in value that favors the <br />cause of the client, the amount of value, the attainment of a stipulated result or the <br />occurrence of a subsequent event directly related to the intended use of the <br />aporaisaL <br />3. My engagement in this assignment was not contingent upon developing or reporting <br />predetermined results. <br />4. I have no present or contemplated future interest in the real estate that is the <br />subject of this appraisal report, <br />5. I have no personal interest or bias with respect to the subject matter of this <br />appraisal report or the parties involved. <br />6_ To the best of my knowledge and belief the statements of fact contained in this <br />appraisal report upon which the analyses, opinions and conclusions expressed <br />herein are based, are true and correct. <br />7_ The reported analyses, opinions, and conclusions are limited only by the reported <br />assumptions and limiting conditions, and are my personal, impartial, and unbiased <br />analyses, opinions, and conclusions. <br />8. This appraisal report has been made in conformity with and is subject to the <br />requirements of the Code of Professional Ethics and Standards of Professional <br />Conduct of the Appraisal Institute, and the Uniform Standards of Professional <br />Appraisal Practice, <br />9, No one other than William Petersen assisted in the preparation of the analyses, <br />conclusions and opinions concerning real estate that are set forth in this appraisal <br />report. <br />10, I have made a personal inspection of the property that is the subject of this reporL <br />I I . The use of this report is subject to the requirements of the Appraisal Institute <br />relating to review by its duly authorized representatives. <br />12. As of the date of this report, I have completed the requirements of the continuing <br />education program of the Appraisal Institute. <br />13. The by-laws and regulations of the Appraisal Institute govern disclosure of the <br />contents of this appraisal report. <br />14. Neither all nor any part of the contents of this report (especially any conclusions as <br />to value, the identity of the appraiser or the firm with which he is connected, or <br />any reference to the Appraisal Institute) shall be disseminated to the public through <br />advertising media, public relations media, news media, sales media, or any other <br />public means of communication without the prior written consent and approval of <br />the undersigned_ <br />J 5. I have the knowledge and experience to complete this appraisal in a competent <br />manner. Neither my company nor I have been sued by a regulatory agency or <br />financial institution for fraud or negligence involving an appraisal report. <br /> <br />., <br /> <br />! d ...P' /J <br />I l€'f'--. r(r--li--~ <br />Roger M. ohrer <br />Certified General Real Property Appraiser <br />Minnesota License #4001238 <br /> <br />BRKW APPRAISALS, INC. <br /> <br />PAGE 41 <br />