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However, in the event a Cardholder's PIN is disclosed to any unauthorised person, <br /> whether by a Cardholder's failure to maintain confidentiality of the PIN, failure to keep the PIN <br /> and the Card separate or otherwise, the Member shall be liable for all Transactions through use <br /> of the PIN whether or not incurred by the Cardholder. <br /> SECTION 5. CERTAIN RIGHTS AND RESPONSIBILITIES OF THE BANK. <br /> Section 5.1. The Bank shall have sole discretion over the management, operation, <br /> content and features of its Corporate MasterCard program and the Cards. Subject to the terms of <br /> this Agreement, the Bank may modify any aspect of its Corporate MasterCard program. <br /> Section 5.2. The Bank shall provide the Member with management information as <br /> indicated in Schedule 1. Subject to payment of additional fees which may apply, the Bank shall <br /> provide the Member with such other management information as the Bank makes available <br /> under its Corporate MasterCard program and the Member requests from time to time. <br /> SECTION 6. CERTAIN RIGHTS AND RESPONSIBILITIES OF THE MEMBER. <br /> Section 6.1. The Member shall, and shall require its Cardholders to, abide by all written <br /> security instructions and directions (and telephone instructions in case of emergency) provided <br /> by the Bank from time to time. <br /> Section 6.2. The Member designates each of the persons whose name, title, address and <br /> signature appear on Schedule 1 as its Program Administrator. A Program Administrator shall <br /> sign, on behalf of the Member, requests for the issuance of a Card, requests to cancel a Card, <br /> requests to modify Cardholder names, addresses, costs centers, departments etc., requests to <br /> adjust individual Card Limits ( "Requests'), and other documentation in connection with the <br /> day -to-day operation and administration of the program under this Agreement. The Bank may <br /> deal with any Program Administrator in respect of all matters relating to the day -to -day operation <br /> and administration of the program under this Agreement, including requests for information the <br /> Bank may reasonably require for its management and operation of the program under this <br /> Agreement. All statements, invoices, management information, Cards and other correspondence <br /> which the Bank sends to the Member under this Agreement in connection with the day -to -day <br /> operation and administration of the program shall be sent to the attention of a Program <br /> Administrator. The Bank shall be entitled to rely without inquiry on any request or notice signed <br /> by any such Program Administrator and on any instructions, authorization or information <br /> received from such person. The Member may change the person or persons designated as <br /> Program Administrator by written notice to the Bank and any such change shall be effective <br /> upon receipt by the Bank of such notice. <br /> Section 6.3. The Member shall be solely responsible for establishing and monitoring <br /> internal procedures or guidelines for its employees in respect of use of Cards by Cardholders. <br /> The Bank shall have no obligation to inquire or verify whether any use of a Card, or any Charge <br /> to the Member Account, is for business or non - business use or whether any Cardholder's use is <br /> in accordance with such internal procedures or guidelines regarding use of the Card. <br /> -6- <br />