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Section 64. The Bank may allow a Program Administrator to submit Requests through <br /> the Internet, in which case the Bank will provide sign -in instructions, a user ID and a password <br /> to the Program Administrator. The Member shall protect the user ID and password from <br /> fraudulent use and shall immediately notify the Bank of any unauthorised disclosure of the user <br /> ID or password. Until such notification, the Bank may rely on any Request received using the <br /> user ID and password, and shall have no duty to confirm such Requests. <br /> Section 6.5. The Bank may allow a Program Administrator to submit Requests through <br /> the Internet, in which case the Bank will provide sign -in instructions, a user ID and a password <br /> to the Program Administrator. If the Member appoints other Program Administrators from time <br /> to time, an existing Program Administrator may establish a user ID and password for the new <br /> Program Administrators. Program Administrators may change their passwords at any time, and <br /> will do so when required by the Bank. The Member shall protect each user ID and password <br /> from fraudulent use and shall immediately notify the Bank of any unauthorized disclosure of any <br /> user ID or password. Until such notification, the Bank may rely on any Request received using <br /> any user ID and password, and shall have no duty to confirm such Requests. <br /> Section 66. The Member will provide its annual audited financial statements to the <br /> Bank within thirty (30) days of completion. The statements should be sent by U.S. mail or <br /> courier to: <br /> Harris Bank <br /> 111 W. Monroe, 2 Floor West <br /> Chicago, IL 60690 <br /> Attention: Institutional Group <br /> SECTION 7. CARDS AND CANCELLATION OF CARDS. <br /> Section 7.1. All Cards remain at all times the property of the Bank and cannot be <br /> transferred. All Cards shall be surrendered to the Bank upon demand. Notwithstanding any <br /> other provision in this Agreement, the Bank may cancel or suspend the right to use any Card if <br /> the Bank detects unusual or suspicious activity. <br /> Section 7.2. The Member may direct the Bank to cancel any Card at any time for any <br /> reason by providing a written Request to the Bank. The written Request must include the <br /> Cardholder's last known business address, home address and phone number. The Member shall <br /> continue to be liable for Charges made through use of any such Card made prior to the time the <br /> Bank receives the written Request. <br /> SECTION 8. TERM AND TERMINATION OF AGREEMENT. <br /> Section 8.1. The term of this Agreement shall commence as of the date of this <br /> Agreement and shall continue until terminated by either party in accordance with the provisions <br /> hereof; provided, however, this Agreement shall terminate immediately upon termination of the <br /> Corporate MasterCard Program Agreement between the Bank and the Association. <br /> -7- <br />