2017-02-08 CC Packet - Laserfiche WebLink

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L We were able to estimate the effect the change(s) in ISO class would have on the LMCIT property premiums for the Centennial Fire District, the City of Centerville, and the City of Circle Pines. For all three, changing from class 5 to class 4 results in an estimated 11% premium decrease. And for all three, changing from class 5 to class 6 results in an estimated 12% increase. In dollar terms: ii. iii. I recalled this article from a few years ago, when the City of Carver had a fire protection class change. The reported quoted a local agent who indicated: iv. "Going from [Class] 6 to a 4 is not going to change anything [in insurance premiums]," said Marvin Bjugan, a principal of Carver Insurance Group, an independent insurance agency at 212 Broadway in Carver. "The reality is anything 1-6 and often times 1-7 all get the same rate," Bjugan said during an interview." v. httr)://www.swnewsmedia.com/chaska herald/news/carver-s-fire-service-ratine- improves/article 561eda0e-176a-501f-a171-Ofc42f72d5f7.html 4. Fire Sprinklers are located, high on a ceiling to spray down on a fire cooling the heated air, in a defensive fire you want to spray down on the fire since it will vent through the roof. Defensive firefighting requires an aerial ladder since interior attack on the fire cannot be accomplished due to roof collapse. Using a master stream from an aerial puts >1000 gpm of water on the fire, this equals 4 handlines. estimated estimated Member property premium premium at premium at (protection class 5) protection class 4 protection class 6 Centennial Fire District $344 $308 $384 City of Centerville $16,541 $14,790 $18,487 City of Circle Pines $18,201 $16,274 $20,342 iii. I recalled this article from a few years ago, when the City of Carver had a fire protection class change. The reported quoted a local agent who indicated: iv. "Going from [Class] 6 to a 4 is not going to change anything [in insurance premiums]," said Marvin Bjugan, a principal of Carver Insurance Group, an independent insurance agency at 212 Broadway in Carver. "The reality is anything 1-6 and often times 1-7 all get the same rate," Bjugan said during an interview." v. httr)://www.swnewsmedia.com/chaska herald/news/carver-s-fire-service-ratine- improves/article 561eda0e-176a-501f-a171-Ofc42f72d5f7.html 4. Fire Sprinklers are located, high on a ceiling to spray down on a fire cooling the heated air, in a defensive fire you want to spray down on the fire since it will vent through the roof. Defensive firefighting requires an aerial ladder since interior attack on the fire cannot be accomplished due to roof collapse. Using a master stream from an aerial puts >1000 gpm of water on the fire, this equals 4 handlines.