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9.2 Association Maintenance of Units. In addition to the Maintenance described in <br /> this Section, the Association shall provide the following Maintenance to the <br /> Units: <br /> a. Maintenance of lawns, shrubs and trees, including, without limitation, <br /> mowing and watering; and <br /> b. Snow removal from driveways, walkways, and front steps, but excluding <br /> rear patios. <br /> 9.3 Maintenance by Owner. Except for the Maintenance required to be provided by <br /> the Association under Section 9.1 and 9.2, all Maintenance of the Dwellings and <br /> Units shall be the sole responsibility and expense of the Owners thereof. The <br /> Association or the ACC may require that any exterior Maintenance to be <br /> performed by the Owner be accomplished pursuant to specific uniform criteria <br /> established by the Association. The Association may also undertake any exterior <br /> Maintenance which the responsible Owner fails to or improperly performs and <br /> assess the Unit and the Owner for the cost thereof. <br /> 9.4 Damage Caused by Owner. Notwithstanding any provision to the contrary in <br /> this Section, if, in the judgment of the Association, the need for Maintenance of <br /> any part of the Property is caused by the willful or negligent act or omission of an <br /> Owner or Occupant, or their guests, or by a condition in a Unit which the Owner <br /> or Occupant has willfully or negligently allowed to exist, the Association may <br /> cause such damage or condition to be repaired or corrected (and enter upon any <br /> Unit to do so), and the cost thereof may be assessed against the Unit of the Owner <br /> responsible for the damage. <br /> 9.5 Easements for Maintenance. The Association shall have easements as described <br /> in Section 12 to perform its obligations under this Section 9. <br /> SECTION 10 <br /> INSURANCE <br /> 10.1 Required Insurance. The Association shall obtain and maintain, at a minimum, <br /> a policy of insurance in accordance with the requirements set forth herein, issued <br /> by a reputable insurance company or companies authorized to do business in the <br /> State of Minnesota, as follows: <br /> a. The Association shall maintain property insurance covering the risk of <br /> physical loss of the Common Elements and may include any additional <br /> 23 <br /> 022818 <br />