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<br />Mr. Carpenter indicated that if nothing had changed with the City Code, he should be <br />able to get the loan. <br /> <br />Ms. Moore-Sykes indicated that whether or not to grant the loan was up to the discretion <br />of the lender. <br /> <br />Council Member Broussard Vickers commented that Mr. Carpenter was asking Council <br />to make his property conforming in order to be able to qualify for the loan <br /> <br />Mr. Carpenter indicated the house was conforming when he bought the first permit and <br />should be conforming today. <br /> <br />Mayor Swedberg asked whether Mr. Carpenter was attempting to obtain a guaranteed <br />loan. <br /> <br />Mr. Carpenter indicated it was a guaranteed loan and said that every other village that he <br />knows of makes grandfather clause concessions so as not to hurt its residents. <br /> <br />Council Member Broussard Vickers indicated the concession is that since the house was <br />built he could continue using it as long as he wants to but cannot expand it or rebuild it if <br />it is destroyed. <br /> <br />Council Member Travis indicated that Mr. Carpenter could ask for a rezone of his <br />property. <br /> <br />Mr. Carpenter questioned why he should have to worry about this when he was legal in <br />the beginning. <br /> <br />Council Member Broussard Vickers indicated the ordinances were changed after the <br />house was built. <br /> <br />Mr. Carpenter noted that Council had said it held public hearings and then changed the <br />ordinances. He then asked how he would have known that this would affect his home <br />until he went to refinance. <br /> <br />Ms. Moore-Sykes indicated that all public hearings are noticed in the newspaper. <br /> <br />Mr. Carpenter indicated he would not have known that the proposed ordinance changes <br />would affect him until he went to refinance his home. He then asked Council to think <br />about what they were doing to him and his family. <br /> <br />Mayor Swedberg indicated the property had always been zoned commercial and the <br />structure had always been non-conforming. <br /> <br />Mr. Carpenter indicated that, at the time he bought the house, it was conforming. He then <br />stated that if it was conforming in the beginning it should be conforming now. <br /> <br />Page 4 of 23 <br />