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possible, but not later than 120 days after recei pt of the request-for review. � decision <br /> on <br /> on review shall be in writing and shall include specific reasons for the deniaL Witten in <br /> manner calculated to be understood by t4e claim and shall include Sp ecic references <br /> to the pertinent Plan provision on which the denial is based. Decision by the City shall be <br /> A11TIEE XI <br /> AMENDMENT S@ TERMINATION <br /> 11.01 Amendments or Termination <br /> The City shall have the sole right to alter, amend or terminate this plan in whole <br /> or in part at any tfne it determmes to be appropriate. <br /> The City shad not amend, alter, or terminate this plan retroactive)y, t to <br /> � except <br /> comply with applicable laws, including without Ration, bode section 1 . <br /> 11-02 Plan Termination <br /> Speck provisions governing benefits, rights and obligations of Participants and <br /> g p <br /> beneficiaries upon termination of the plan with respect to a Benefit plan will be set forth <br /> in that Benefit Plan, <br /> Specific provisions governing the allocation and disposition of Plan assets upon Plan <br /> termination with respect to a particular Benefit Plan will be set forth in that Benefit Plan, <br /> ARTICLE XII <br /> MISCELLANEOUS <br /> 12.01 )Notice of Address <br /> Each person entitled to Benefits under the Plan roust file with the City, in writing, <br /> his mailing address and each change of nailing address. Arry communication, statement or <br /> notice addressed to such person at such address shall be deemed sufficient for all purposes <br /> of the Plan, wid here shall be no obligation on the part of the City, or insurer to search for <br /> or to ascertain the location of such person. <br />