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Background Facts: Employees are eligible for pro-rated health benefits based on their level of full -time status beginning if they, a minimum of 20 hours per week; there are 162 total benefit eligible employees. The City of Roseville has a contract with Preferred one for employee health insurance with a renewal ra increase cap of 12 %. Health insurance cost increases for 2004 for our group are currently trending higher thir 12 %. Currently the City offers the two (2) tier options, single or family, for the employees and extendees of the plan choose from. This is the sarne tier system that is followed by 12 of the 24 comparable Stanton -Five cities. E tcndees /yeti reel pay 100% of the premium for health insurance. Annually, staff and the Stanton Group monitor die metropolitan region to compare Roseville health insurM14 premiums and benefits options to other communities. The oo Stanton -Five group survey shows that of the X Cities in the group that participated in the survey, 12 have a single plus one tier option and 8 of those 12 offer tiers, which is the maximum offered in the survey. One of the 24 offers a full cafeteria contribution and I come close. 1 have included. the Stanton survey for your reference. Vendor Tier Offerin Staff sent out a request to each of the four large, firlly insured vendors requesting information about tier rating in a - employees) options companies ' it group (50+ with the most that underwriters typically will allow and the insurance underwriting process assesses more risk to older dependents (spouses) than children, therefore a higher rating.. Below are there responses HealthPartncrs: They will go up to six tiers: ingle Single + Spouse S ingle + 1 Child Single 2 Children S i ng le 3 or more children Family Medica; Y Five tiers is the most: Ingle Single + Spouse ingl e+ 1 Child Single + 2 Children Family Blue Cross Blue Shield: r7our hers: Single Single + Spouse Single Child (ren)