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Develop a Housing Newsletter to market HRA housing programs and provide target mailings to neighborhoods that may be experiencing signs of blight. Identified as a high priority for the HRA. 4.2 Support housing programs that fund hausirig renovations and improvements for single family homes with grants and low or deferred interest rate loans. Those programs include but are not limited to: HRA Oivner Occupied Loan Pro ram -low or deferred interest lawn up to $10,000 or not more than 50 percent of home improvement- The Program is intended for use where gaffs exist within other loan programs and can be used for demolition if certain criteria are met. The loans are serviced by the Housing Resource Center, contracted by the HRA, to provide more flexibility and ease to the resident. Identified as a high priority of the HRA HRA Rambler RLdesi n Pra ram - provide a grant for 50% of the design fees up to $b,000 for homeowners renovating their 1950's 1970's style homes to provide a more adaptable style for today's families. The grant encourages the use of good design techniques. • 351& Corridor Rebate Proam - rebate 10, 12 or 15% of home improvement costs up to $3,000 per household. Rebates are administered by the HousingResource Center and funded by the Minnesota Housing Finance Agency. The program has leveraged public to private funds at an average rat io of x:10. Homeowners are required to obtain a building permit and pre and post inspection by the HRC sfiaff. Ramse ounty Deferred Rehab Pro ram -provide income qualifying deferred loans up to $15,000 for necessary home improvements. r „ _. Effr gy Conserva fion Pro - provide i n c o m e qualifying deferred 1 up to $5,000 for horn a energy improvements. u #ate Ever knorovement Loan -provide loans up to $8,000 at 8% interest for energy improvements. Housing Plan — 2004 Page I I Roseville HRA