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to enormous premium increases, plan design changes, and the economic downturn. <br />80 <br />81 <br />In 2010 Council approved implementation of a Benefits Contribution Incentive that <br />82 <br />provides the full cafeteria dollar amount only to those benefit eligible employees who <br />83 <br />participated in a confidential health risk assessment, and a preventive care physical <br />84 <br />with a blood pressure check. If staff does not participate in these wellness items they <br />85 <br />receive $25 less per month in their cafeteria amount. <br />86 <br />87 <br />With the 2013 plan designs remaining constant but the premiums increasing by 2.33% <br />88 <br />overall the Benefits Committee recommends a equalized $25 per month increase to the <br />89 <br />2013 Cafeteria Contribution levels to offset any premium increases: <br />90 <br />91 <br />Opt Out: <br /> $475 ($25 increase to Benefits Contribution <br />92 <br />Incentive) <br />93 <br />94 <br />Those on the $1,000 Deductible Plans would receive: <br />95 <br />Single: $615 (increase of $25) <br />96 <br />Single + 1: $730 (increase of $25) <br />97 <br />Family: $940 (increase of $25) <br />98 <br />99 <br />Those on the $2,000 or $2,500 Deductible Plan would receive: <br />100 <br />Single: $725 (increase of $25) <br />101 <br />Single + 1: $839 (increase of $25) <br />102 <br />Family: $1,015 (increase of $25) <br />103 <br />104 <br />Monthly contributions deposited into a Health Reimbursement <br />105 <br />Account or Health Savings Account are as follows: <br />106 <br />107 <br />$1,000 Deductible Plan Monthly Deposit: <br />108 <br />Single $83 (same as 2012) <br />109 <br />Single + 1 $90 (same as 2012) <br />110 <br />Family $70 (same as 2012) <br />111 <br />112 <br />$2,000 or 2,500 Deductible Plan Monthly Deposit: <br />113 <br />Single $200 (same as 2012) <br />114 <br />Single + 1 $170 (same as 2012) <br />115 <br />Family $125 (same as 2012) <br />116 <br />117 <br />Dental Renewal: <br />118 <br />119 <br />Review of the 2012 dental claims compared to premiums paid resulted in no increase in <br />120 <br />premiums for anyone. However, this year the City did go out to bid and was able to <br />121 <br />negotiate a slightly lower administrative fee with Delta Dental which ultimately will <br />122 <br />decrease premiums for each tier by a few dollars each month. There are no changes in <br />123 <br />coverage for the plan. <br />124 <br />125 <br />Life & Long Term Disability: <br />126 <br />127 <br />Page 3 of 4 <br /> <br />