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Bill Hoiker L' <br />520 25th Avenue North <br />St Cloud. MN 56303-3255 <br />BUS:�320►252-7200 RES:(320►743-2182 <br />Bryan Lloyd <br />689 Nebraska Ave E <br />Saint Paul. MN 55106-1725 <br />I�I�I��I�I����IIII����II�����III���I��I�I�I�I�I��I�I�I�����III <br />Dear Bryan, <br />ST��F �ANM <br />� <br />INSURAHCE <br />� <br />003459 <br />�. <br />Hope you are doing well! I just want to check in and make sure your coverage is at the amount <br />that is best for you. Liability coverage, in particular, may be something for us to look at. <br />The more assets you have, the more liability protection you may need. <br />You've worked hard to get where you are financially—but just one expensive lawsuit could <br />erase it all. Your current policy provides you with some liability coverage. But today, juries are <br />awarding judgments amounting to thousands and even millions of dollars. For reassurance, you <br />may want to consider the additional protection of a State Farmo Personal Liability Umbrella Policy <br />These things happen all the time (to people just like you1. <br />Look in the newspaper or online, and you'll find dozens of articles about people like you who, in an <br />instant, became liable for enormous damages. Imagine if one of these happened to you: <br />• While driving, you change lanes to avoid hitting an animal, and end up colliding <br />with another vehicle and causing multiple injuries to its passengers. <br />• Someone who isn't a resident of your home trips on your sidewalk or is injured in your pool. <br />In any one of the above scenarios, the injured party or parties could file claims against you, <br />and may win—leaving you responsible for the potentially devastating costs. <br />Get millions of dollars in additional protection for very little money. <br />I can help you get protection in increments of $1 million—at a monthly cost as low as the price of <br />a Comp�ct Dise. �Jcrr perse��t tiab;`;t�y um'�refla policy cUr even helu proie�t you against personal <br />injury claims that may not be covered by your current auto or home policy, such as defamation <br />of character, libel, or slander. To find out how much liability coverage might make sense for you, <br />please give me a call today at (320) 252-7200. <br />Sincerely, <br />A�- �--����-� ��� _ � • <br />,.� G����7lC p� S <br />�� Bill Holker, Agent <br />bil I.holker.b5dd@statefarm.com <br />P.S. Don't let a lawsuit take your savings away. Call me at (3201252-7200. <br />Learn more at statefarm.com� <br />State Farm Fire and Casualty Company <br />State Farm General Insurance Company <br />Bloomington, IL <br />Providing Insurance and <br />Financial Services <br />Why consider a <br />State Farm Personal <br />Liability Umbrella Policy? <br />• Help protect your financial <br />future against expensive <br />lawsuits. <br />• Extend your liability insurance <br />protection in increments of <br />$1 million. <br />• Get protection against personal <br />injury claims not covered by <br />your current policy. <br />• It's as low as the price <br />of a Compact Disc. <br />• There's often no deductible. <br />� <br />Printed in U.S.A. <br />MKT-30608 <br />T618E 0909-003459 <br />8552 <br />