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<br />fire hazards. <br /> <br />Before 1892, all government involvement in housing was at a local level. In 1892, <br />however, the Federal Government passed a resolution authorizing investigation of slum <br />conditions in cities containing 200,000 or more inhabitants. At that time these included the <br />cities of Baltimore, Boston, Brooklyn, Buffalo, Chicago, Cincinnati, Cleveland, Detroit, <br />Milwaukee, New Orleans, New York, Philadelphia, Pittsburgh, St. Louis, San Francisco, <br />and Washington. Much controversy surrounded the involvement of the Federal <br />Government in housing. The Commissioner of Labor was forced to write an extensive <br />legal opinion concerning the constitutionality of expenditures by the Federal Government <br />in this area. The result was that Congress appropriated only $20,000 to cover the <br />expenses of this project. The lack of funds limited actual investigations to Baltimore, <br />Chicago, New York, and Philadelphia and did not cover housing conditions in toto within <br />these cities. Facts obtained from the investigation were very broad, covering items such <br />as the number of arrests, distribution of males and females, proportion of foreign-born <br />inhabitants, degree of illiteracy, kinds of occupations of the residents, conditions of their <br />health, their earnings, and the number of voters. <br /> <br />The 20th century started off rather poorly in the area of housing. No significant housing <br />legislation was passed until 1929 when the New York State legislature passed its Multiple <br />Dwelling Law. This law continued the Tenement Act of New York City but replaced man <br />provisions of the 1901 law with less strict requirements. Other cities and states followed <br />New York State's example and permitted less strict requirements in their codes. This <br />decreased what little emphasis there was in enforcement of building laws so that during <br />the 1920's the cities had worked themselves into a very poor state of housing. Conditions <br />of America declined to such a state by the 30's that President Franklin D. Roosevelt's <br />shocking report to the people was "that one-third of the nation is ill-fed, ill-housed, and ill- <br />clothed." With this the Federal Government launched itself extensively into the field of <br />housing. The first Federal housing law was passed in 1934. One of the purposes of this <br />act was to create a sounder mortgage system through the provision of a permanent system <br />of government insurance for residential mortgages. The Federal Housing Administration <br />was created to carry out the objectives of this act. <br /> <br />Many other Federal laws followed: the Veterans Administration becoming involved in <br />guaranteeing of loans, the Home Loan Bank Board, Federal National Mortgage <br />Association. Communities Facilities Administration, Public Housing Administration, and <br />the Public Works Administration. With the U.S. Housing Act of 1937, the Federal <br />Government entered the area of slum clearance and urban renewal, requiring one slum <br />dwelling to be eliminated for every new unit built under the Housing Administration <br />program. It was not until the passage of the Housing Act of 1949 that the Federal <br />Government entered into slum clearance on a comprehensive basis. <br /> <br />The many responsibilities in housing administered by various agencies within the Federal <br />Government proved to be unwieldy. Hence, in 1966 the Department of Housing and Urban <br />Development was created to have prime responsibilities for the Federal Government's <br /> <br />4 <br />