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pf_03056
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Last modified
7/17/2007 12:31:29 PM
Creation date
12/8/2004 2:48:01 PM
Metadata
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Template:
Planning Files
Planning Files - Planning File #
3056
Planning Files - Type
Planning-Other
Address
2190 ST CROIX ST
Applicant
CITY OF ROSEVILLE
PIN
082923340034
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<br />Exclusions <br /> <br />In addition to the Exceptions in Schedule B, you are not <br />insured against loss, costs, attorneys' fees, and expenses <br />resulting from: <br /> <br />1. Governmental police power, and the existence or <br />violation of any law or government regulation, This <br />includes building and zoning ordinances and also laws <br />and regulations concerning: <br />· land use <br />. improvements on the land <br />· land division <br />. environmental protection <br /> <br />This exclusion does not apply to violations or the <br />enforcement of these matters which appear in the public <br />records at Policy Date. <br /> <br />This exclusion does not limit the zoning coverage <br />described in Items 12 and 13 of Covered Title Risks. <br /> <br />2. The right to take the land by condemning it, unless: <br />. a notice of exercising the right appears in the public <br />records on the Policy Date <br /> <br />Conditions <br /> <br />. the taking happened prior to the Policy Date and is <br />binding on you if you bought the land without <br />knowing of the taking <br /> <br />3. Title Risks: <br />. that are created, allowed, or agreed to by you <br />· that are known to you, but not to us, on the Policy <br />Date-unless they appeared in the public records <br />· that result in no loss to you <br />. that first affect your title after the Policy Date-this <br />does not limit the labor and material lien coverage <br />in Item 8 of Covered Title Risks <br /> <br />4. Failure to pay value for your title, <br /> <br />5. Lack of a right: <br />· to any land outside the area specifically described <br />and referred to in Item 3 of Schedule A <br />or <br />. in streets, alleys, or waterways that touch your-land <br /> <br />This exclusion does not limit the access coverage in Item <br />5 of Covered Title Risks. <br /> <br />1. Definitions <br /> <br />a. Easement-the right of someone else to use your land <br />for a special purpose. <br /> <br />b. Land-the land or condominium unit described in <br />Schedule A and any improvements on the land which <br />are real, property. <br /> <br />c, Mortgage-a mortgage, deed of trust, trust deed or <br />other security instrument. <br /> <br />d. Public Records-title records that give constructive <br />notice of matters affecting your title-according to <br />the state statutes where your land is located. <br /> <br />e. Title-the ownership of your interest in the land, as <br />shown in Schedule A. <br /> <br />2. Continuation <br />Of Coverage <br /> <br />This Policy protects you as long as you: <br />· own your title <br /> <br />or <br />· own a mortgage from anyone who buys your land <br />or <br /> <br />· are liable for any title warranties you make <br /> <br />This Policy protects anyone who receives your title <br />because of your death. <br /> <br />3. How To <br />Make A <br />Claim <br /> <br />Page 2 <br /> <br />a. You Must Give The Company Notice Of Your Claim <br /> <br />If anyone claims a right against yo'ur insured title, <br />you must notify us promptly in writing. <br /> <br />Send the notice to the issuing office or <br /> <br />Chicago Title Insurance Company <br />Claims Department <br />171 North Clark Street <br />Chicago, Illinois 60601-3294 <br /> <br />Please include the Policy number shown in Schedule <br />A, and the county and state where the land is <br />located. <br /> <br />Our obligation to you could be reduced if: <br /> <br />. you fail to give prompt notice <br />and <br />· your failure affects our ability to dispose of or to <br />defend you against the claim <br /> <br />b. Proof Of Your Loss Must Be Given To The Company <br /> <br />You must give us a written statement to prove your <br />claim of loss. <br /> <br />This statement must be given to us not later than 90 <br />days after you know the facts which will let you <br />establish the amount of your loss. <br /> <br />The statement must have the following facts: <br /> <br />· the Covered Title Risks which resulted in your loss <br /> <br />· the dollar amount of your loss <br /> <br />. the method you used to compute the amount of <br />your loss <br /> <br />You may want to provide us with an appraisal of your <br />loss by a professional appraiser as a part of your <br />statement of loss. <br /> <br />We may require you to show us your records, checks, <br />letters, contracts, and other papers which relate to <br />your claim of loss. We may make copies of these <br />papers. <br /> <br />We may require you to answer questions under oath. <br /> <br />Our obligation to you could be reduced if you fail or <br />refuse to: <br /> <br />· provide a statement of loss <br />or <br />· answer our questions under oath <br />or <br />· show us the papers we request, <br />and <br />· your failure or refusal affects our ability to dispose <br />of or to defend you against the claim. <br /> <br />Continued on page 3 <br />
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