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262 for those residents, and could prove beneficial for all if there was ever a repeat of 263 that type of situation. 264 265 Mr. Culver provided his initial understanding of the coverage if the city were to 266 endorse this service in Roseville, with a resident able to pay the premium and get 267 coverage within 3 working days. However, Mr. Culver admitted he saw some flaws 268 in the program related to coverage and premiums, with no minimum contract; but 269 if missing one month's premium, you no longer had coverage. Mr. Culver advised 270 that the representative stated they paid 97% of their claims, and the vast majority 271 of the 3% of claims not paid were due to those cu,gomers not being current with 272 their premiums. Mr. Culver noted there was apparently an option for annual 273 payment of premiums that the representative had presented as part of his sales pitch. 274 However, Mr. Culver clarified for the benefit of the public that the City is not 275 currently endorsing this option, and only researching it as a potentially interesting 276 option that may be available. 277 278 Acting Chair Wozniak opined that he found it an interestinosal that he had 279 not been aware of before. However, on the surface, Membe Wozniak further 280 opined that it didn't seem like a good business plan for this firm, andy mitted that 281 he had a number of questions to ask of the representative when thattend the 282 PWETC meeting. Member Wozniak noted that this coverage didn't apparently 283 provide for lateral problems that may affect service on an intermittent basis and 284 only paid if a failure occurred. "'011iilllllll 285 4� 286 Mr. Culvnoted that, apparently if you have a backup or clog consisting of roots, 287 the firm uld pay for cleaning out those roots, but clarified the firm was not 288 offering coverage for preventative maintenance (e.g. lining services), which may 289 cause repeat problems in the future. While not being proactive about lining 290 services, Mr. Culver advised t the only time the firm would make a physical 291 repair was if a structural isue was found with the line. Since most residents aren't 292 aware of the condition of their service lines, Mr. Culver opined that, like any other 293 insurance program, the intent was to get as many subscribers as possible for the 294 offered coverage. IMM J110 295 296 While recognizing that PWETC Member Cihacek has been strongly advocating that 297 the city change its policy and require clean -outs at the property line for sanitary 298 sewer lines, from the city's perspective, Mr. Culver that the city would most likely 299 not agree or staff recommend that this be done. Mr. Culver advised that on average 300 the typical clean-out cost is $1,000; and that staff would most likely recommend 301 and advocate that ownership be limited to service lines for sanitary sewer lines, 302 even if requiring clean outs due to long-term clean-out scenarios for most properties 303 in Roseville. 304 305 To clarify, Acting Chair Wozniak stated that staff wouldn't recommend that the 306 city change its current approach with the lateral owned by the property owner up to 307 the line, even if clean-out is required, just due to the time lag. Page 7 of 13