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First, many of the individuals do not actually perc I� should be notedtthat much diiference between theland uses a e highly segregated, neighbor- in a�y�pi c a l s u b u r b a n a r e a �, e a n d o u l a t i o n hoods are homogeneous--both in term�Oe f�houassgm�st subd v isions. characteristics--and through traffic YP Planners an d o t her� are primarily concerned ho�w ��S�not her, a It � u t together and how the different usSome� lanners t o�f course, question the �lso partly a c�uestion of scale. P asic rincigles as well. Secondly, there is e�al ofa�ve ght in the'rt b P lace a reat d both the lende r s and FHA do not p g ation u on the general neighborho�d desigr� a rdconce t and st ndards evalu P did, it could he assumed that th�Ysince they t nd to do nether, it seema or a�dhere mo�e closely to them. dh valid to believe that in the total evaluation picture this aspect is no very significant. ost lender� and builders believe that �'HA and VAri ahas been put oil a M g division standards and that the ofessional basas than it has been in the much moxe bus ines s like and p past. Thls does indicate that FHA Ean be and is influentia co ld e oy ne °f development that has taken place. How much f arthe r they ' in standards is open to debate, but it would appear that there is a rais g great deal more that they could do in this regar . Just as navelties in street layout are questioned, �O aTe dY•OaOSeCi C1eV m the familiar in house design. B�nts s nladd tion to heir Pnatural" lean- opments with existing developm � they exhiblt a ing toward traditional design or at 1 n S terms on contemporary house strong reluctance to give equal lend g desi ns. In turn, the builder is reluctant to he k a t and becausetof the g £rom the type of design o�t�a leecomm tments. The consumer can only difficulty of obtaining m g g ivel res ond to the alternatives that the buila fferentate between effect y P terms of design. It 1 f arce t anttype ofsdesignCand select the one which the varying degrees o he m o s t desires. However, if he desires a co ae u p t o find such a r a major departure from the no i�� bra kets.e Thus Pthe usual circular �lous e exc ept in the higb e r p shi develops. �he lenders say they do not h�v�e house that he , relation p lending on contemporaxy desi onsuhmerure nforces bothyof these groups produces sells well; a;�d the c beca.u�e he does buy what is on the market even though this may or may not meet with is specific desires. 42