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Housing Plan – 2005 Page 12 Roseville HRA <br />• Support and market the use of the State Rental Rehabilitation Loan Program <br />which provides low interest, 15-year loan s for a maximum of $10,000 per unit or <br />$100,000 per structure funded by Minne sota Housing Finance Agency and <br />administered by the North Metro HousingResource Center. <br /> <br />4.7 Evaluate the establishment of Housin g Improvement Districts to address <br />ownership multi-family improvements – (Town home and Condo) <br /> <br />• Work with the townhomes and condominiums in Roseville that were built in the <br />1970’s and are aging. These units are one of the most affordable housing types in <br />the community. The initial findings of th e multi-family study indicate that those <br />units include a majority of people ov er the age of 55. Many of these <br />townhome/condo associations have not set aside adequate home owners association <br />dues to cover the escalating construction costs over the years. Therefore, the <br />funding of large association improvements are either delayed or increases the <br />monthly payment to a level that many seniors can not afford. <br /> <br />• Provide a financing mechanism through a housing service district to help spread the <br />costs of improvements over a longer period of time at lower interest rates. This <br />method is similar to a special assessment procedure. Housing Improvement <br />Districts initiated by the HRA at the reques t of a townhome/condo association <br />requires up front capital to build a fund. I dentified as a high priority of the <br />HRA. <br /> <br />4.8 Encourage good neighbor policies between residents and between <br />residents and businesses to encourag e adequate transition and respect <br />between neighbors and discourage incompatible land uses. <br /> <br />• Evaluate uses for the borders and buffers program which was developed to address <br />code deficient properties where conflicts exist between properties that could not <br />be resolved by the property owners due to lack of funds and/or unwillingness. This <br />program replaces the long and costly court proceedings for abatement of the <br />property. <br /> <br />• Explore the merits of a “neighborhood enhancement program ” that strives to <br />promote resident participation, unity and pride in all neighborhood blocks by taking <br />an active role in improving the quality of life within the City. The program would <br />provide the framework to engage residents in being good neighbors, contract for <br />joint services and improvements and provide more formal communication with the <br />City to reduce neighborhood decay. <br /> <br />• Work with the City’s Police Department Neig hborhood Watch Program to provide <br />information about the residential inspec tion and code enforcement program and <br />provide rehabilitation information at neighborhood meetings.