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23.2 In the event that New Year's Day, Independence Day, Veteran's Day, or Christmas Day <br />fall on a Sunday, the following Monday shall be a paid holiday. If any of the preceding <br />holidays fall on a Saturday, the preceding Friday shall be a paid holiday. <br />23.3 Employees required to work on a designated holiday shall be compensated one and <br />one-half (1.5) times their base hourly pay rate for each hour worked, plus Holiday pay. <br />Employees required to work on the actual holiday shall be compensated two (2) times <br />their base hourly pay rate for each hour worked plus holiday pay if the actual holiday <br />qualifies for holiday pay in section 23 1. <br />22.3 It is understood that the EMPLOYER'S only obligation is to pay the EMPLOYER <br />contribution for group insurance premiums as agreed to herein. The EMPLOYER is not <br />liable for claims as a result of a denial of insurance benefits by an insurance carrier. <br />11