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<br />. No down payment required <br /> <br />. Loans cover qualifying equipment and contract labor, <br />or study costs over $1,000. <br /> <br />. Competitive interest rates and terms up to five years <br />. Flexible loan amounts to meet your needs <br />· Make payments on an Xcel Energy bill <br /> <br /> <br /> <br />Xcd Energy also offers Financing to help you make energy and process improvements that will <br />give your business a competitive edge. Financing is subject to bank approval. Once approved, <br />you can take advantage of these benefits: <br /> <br /> <br />Call us at our Business Solutions Center 1-800-481-4700, e-mail us at bsc@xcelenergv.com or call <br />your Xcd Energy representative directly. Your study gives you a thorough assessment of potential <br />energy savings, helps you build a business case for project approval and identifies rebates for <br />energy improvements. <br /> <br />Xcel EnergYSM <br /> <br />P.O. Box 840 - BSC <br />Denver, CO 80201-0840 <br />1-800-481-4700 <br />www.xcelenergy.com <br /> <br />@ 2004 Xcel Energy Inc. <br />Xcel Energy is a trademark of Xesl Energy Inc. <br />Northern States Power Company d/b/a Xeel Energy <br /> <br />03.12.325 01104 CSS# 1342 <br />o Printed with soy-based inks on recycled paper. <br /> <br />Program restrictions may apply. Please contact the Business Solutions Center for details. <br />